Wednesday, December 17, 2008

About Today: 12 Tips for Holiday Credit Card Spending

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  from Jen Hubley
This is the first year in a long time that I haven't used credit cards for my holiday shopping. Here's what I've discovered so far: I actually can't spend as much money on presents as I thought I could.

 
In the Spotlight
12 Naughty and Nice Tips for Holiday Credit Card Spending
Credit cards feel like fake money. They remind me of when I was a kid and thought the ATM dispensed money you didn't have. My Mom jokingly called it "The Magic Window," so I thought you just rolled up to the ATM whenever you were feeling light in the wallet and it gave you free money.

 
           More Topics
8 Tips to Avoid Sinking Into Holiday Debt
Another thing I learned is that I don't actually have to spend as much money as I'm used to spending on holiday presents. There's this tendency to think that if you don't spend X amount, you're being cheap.

 
Why We Go Into Debt for Holiday Gifts
This year, I'm realizing that most of that is in my head. I mean, I suppose it's possible that some of my friends are going to try to estimate how much I spent on them and judge me accordingly ... but if that's the case, they have larger problems than the Wine of the Month Club can solve.

 
 
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