HERE WE GO: Some Money Quotes, Best Financial Sayings, Quotations about Wealth

My problem lies in reconciling my gross habits with my net income.  ~Errol Flynn
Car sickness is the feeling you get when the monthly payment is due.  ~Author Unknown

Inflation hasn't ruined everything.  A dime can still be used as a screwdriver.  ~Quoted in P.S. I Love You, compiled by H. Jackson Brown, Jr.

I am opposed to millionaires, but it would be dangerous to offer me the position.  ~Mark Twain
They who are of the opinion that Money will do everything, may very well be suspected to do everything for Money.  ~George Savile, Complete Works, 1912

I cannot afford to waste my time making money.  ~Louis Agassiz

There's no money in poetry, but then there's no poetry in money, either.  ~Robert Graves

When I have money, I get rid of it quickly, lest it find a way into my heart.  ~John Wesley

It is an unfortunate human failing that a full pocketbook often groans more loudly than an empty stomach.  ~Franklin Delano Roosevelt

After a visit to the beach, it's hard to believe that we live in a material world.  ~Pam Shaw

The real measure of your wealth is how much you'd be worth if you lost all your money.  ~Author Unknown

Only when the last tree has died and the last river been poisoned and the last fish been caught will we realise we cannot eat money.  ~Cree Indian Proverb

The only reason a great many American families don't own an elephant is that they have never been offered an elephant for a dollar down and easy weekly payments.  ~Mad Magazine

I'd like to live as a poor man with lots of money.  ~Pablo Picasso

No matter how hard you hug your money, it never hugs back.  ~Quoted in P.S. I Love You, compiled by H. Jackson Brown, Jr.

There are no pockets in a shroud.  ~Author Unknown

Waste your money and you're only out of money, but waste your time and you've lost a part of your life.  ~Michael Leboeuf

How to Make Money - THE BEST WAYS TO MAKE MONEY WITHOUT SPENDING MONEY

Every day more and more people are looking to learn how to make money fast. Both in the online and offline worlds people are starting realize that having a “job” and working 40 hours a week for 40 years is not the ideal way to live.
So we have put this site together to outline some alternative ways, that people can go about generating an income, including affiliate marketing, selling ebooks, and even stock market investing. Feel free to explore the ideas on this site, join the discussions under each article or suggest an idea we haven’t thought of yet…

Use the law of supply and demand to your advantage. Most of us are familiar with the law of supply and demand--the more there is of something, the cheaper it is; conversely, the rarer the product or service, the more expensive it is. However, other than when we get to a toy store before sunrise to get on line for the latest fad toy that kids can't get enough of, we don't really apply the law of supply and demand to our own lives--particularly our careers. For example, if you're aspiring to do something that many, many other people want to do (so much so that they do it for free, as a hobby) then it will be far more challenging for you to make money doing it. On the other hand, if you do something that most people don't want to do, or if you get very good at doing something most people don't do all that well, then you can make a whole lot more money. In other words, choose a career in pharmacy over photography.

• If your career path is going nowhere, resign gracefully and switch careers. Research occupations to find out how much they pay and what their future outlook is (in the U.S., you can find this information in the Bureau of Labor StatisticsOccupational Outlook Handbook). Find an occupation that pays well, and invest in the education and/or training to get you that job. Look for employers that offer competitive salaries and ample opportunity for advancement.
• If your goal is to make enough money to retire early, prioritize earning potential over job satisfaction, since you plan on getting out of the rat race early, anyway. Consider the types of jobs that pay extraordinarily well in exchange for hard work, little psychological satisfaction, and a punishing lifestyle, such as investment banking, sales, and engineering. If you can keep your expenses low and do this for about 10 years, you can save a nest egg for a modest but youthful retirement, or to supplement your income while you do something you really love doing but doesn't pay much. But keep in mind that delayed gratification requires clear goal-setting and strong willpower.

Recognize that time is money. This critical piece of advice is attributed to Benjamin Franklin, who was an accomplished American inventor, journalist, printer, diplomat, and statesman--the ultimate multitasker. Your ability to manage your time (and stop procrastinating) is a critical ingredient in your ability to make money. Whether you have a job or are self-employed, keep track of what you're spending your time on. Ask yourself "Which of these activities make the most money, and which of them are a waste of time?" Do more of the former and less of the latter, simple as that. When you're focusing on high-priority tasks, get the job done well, and get the job done fast. By working efficiently, you're giving your employer or clients more time, and they'll appreciate you for it. Remember that time is a limited resource that you're always investing. Will your investments pay off?

Jack up your prices. If you're providing a skill, service or product that is in high demand and low supply, and you're making the most of your time, you should be making good money. Unfortunately, there are many people who are too humble or fearful to demand that they get paid accordingly. It's the pushovers in life who get taken advantage of and exploited, so if you think you might be one of them, learn how to stop being a people pleaser. If you work for someone else, ask for a pay raise or get a promotion, and if none of that pans out, revisit your career options as described previously. If you're self-employed, the first thing to do is to make sure your customers and clients pay up on time--this alone can substantially improve your income. Check your prices and rates against those of your competitors--are you undercutting them? Why? If you're providing a superior product or service, you should be getting at least the average, unless your profitability depends on mass production, in which case you're probably making a lot of money and wouldn't be reading this article anyway!

 

Be proactive. Remember Murphy's Law: "Whatever can go wrong will go wrong." Make plans, complete with as many calculations as possible, then anticipate everything that can go wrong. Then make contingency or backup plans for each scenario. Don't leave anything to luck. If you're writing a business plan, for example, do your best to estimate when you'll break even, then multiply that time frame by three to get a more realistic date; and after you've identified all the costs, add 20% to that for costs that will come up that you didn't anticipate. Your best defense against Murphy's law is to assume the worst, and brace yourself. An appropriate amount of insurance may be something worth considering. Don't forget the advice of Louis Pasteur, a French chemist who made several incredible breakthroughs in the causes and prevention of disease: "Luck favors the prepared mind."

Redefine wealth. In studies of millionaires, people are surprised to learn that most millionaires aren't doctors, lawyers, and corporate leaders with big houses and fancy cars; they're people who religiously live below their means and invest the surplus into assets, rather than liabilities.^[1] As you're taking the above steps to make more money, keep in mind that increased income does not necessarily equal increased wealth. Most people who flaunt their wealth actually have a low net worth because their debt to asset ratio is high--in other words, they owe a whole lot more money than they actually have. All of the previous steps have outlined aggressive strategies for making money, but you'll never get anywhere if you have a hole in your pocket.

• They say that a penny saved is a penny earned. Actually, when you consider that you pay taxes on every penny you earn, you really do make more money by saving than by increasing your income, especially if the extra income will increase your tax rate dramatically. For example, let's say you have a choice between saving $100 or earning an extra $100. If you pay 15% taxes, then when you earn an $100, you only get $85. But when you shave $100 off of your existing budget, you keep it all. To sweeten the deal further, if you take advantage of compound interest as found in most savings accounts, over time you'll start making money on the amount saved plus previous interest paid on that amount saved. It'll be pennies at first, but eventually the amount will multiply exponentially.

• Take advantage of tax laws if you're self-employed. Money saved on taxes is still money saved. You may be able to deduct many of your business expenses (use of your home, use of your car, office supplies, etc.) if you keep good records. You may also qualify for tax breaks, such as deducting your health insurance premiums on your tax return. These laws are in place to encourage commerce and business growth, so don't neglect their benefits.
• If you're not self-employed and work for a company, find out if they have a retirement plan. If you're lucky, employers will sometimes match contributions you make into a retirement fund. Retirement plans also often have the benefit of being tax-deferred. The longer you get to keep your money (and make interest on it) the better. It's never too early to start planning for retirement.

Know the difference between an asset and a liability. The dividing line is whether it puts money in your pocket, or takes it out.^[2] As much as you love your home, for instance, it is a liability rather than an asset because you put more money into it than you get out of it (unless you're flipping it or renting it out). Whatever money you save, invest it in assets such as stocks, mutual funds, patents, copyrighted works--anything that generates interest or royalties. Eventually, you might get to the point where your assets are doing the work for you, and all you have to do is sit there and make money!

• Watch out for inflation chipping away at your assets. We've all heard an elderly person describe the purchasing power of a coin in their day. Inflation continues to make today's money worth less in the future. To win the race against time and inflation, learn to invest your money in the right places. A savings account might help you to keep up with inflation; however, to stay ahead of the game you'll want to invest in bonds, stocks, or some other investment that returns above the average rate of inflation (currently 3%-4%).

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How to Buy Gold Safely: The Basic Elements Found in Every Gold Transaction (The Secret)

With the current interest in gold ownership seemingly at a historical level, the question is not if you should buy gold, but how to buy gold. As the price of gold hovers around $1200 an ounce, many newcomers to the gold market have been looking to get their hands on the precious metal. Whether you just want to diversify your portfolio, see gold as a hedge against inflation or feel the dollar and world currency are headed for disaster, you should know how to buy gold.

The easiest way to understand about buying gold is to take physical possession of it. You can go down to your local coin shop and hand over $1200 or so dollars and receive a one ounce American Eagle gold coin. If you have more money to invest, you can buy bullion from any number of reputable companies. Knowing how to buy gold will keep you from being "ripped off" by an unscrupulous seller. Basic rule - expect to pay a few dollars over spot price (the current market price for gold) and receive spot price when you sell.

When you don't want to take physical delivery of the commodity, there is a solution for buying gold. Most large, gold selling companies will hold your gold for you at their facility. Simply set up an account, purchase however many ounces of gold you desire and let them handle the rest. You'll receive a statement and an account number indicating the amount of gold you own and you can retrieve it (take physical possession) anytime you want or simple sell it back to the company and receive a check for the proceeds.

Deciding how to buy gold can be challenging. For some, ETF's (Electronically Traded Funds) designed to track the daily price of gold, are the perfect option. Basically, you purchase shares in the fund and if the price of gold rises, you make money. Conversely, when gold prices drop, the ETF declines in value. This option offers the convenience of very high liquidity as well as not having to worry about taking physical possession of the commodity.

If you know how to buy gold mining stocks, you may be able to earn a greater return on your investment than by simply buying the the pure asset. In addition to being correlated with the price of gold, the price of a gold mining stock is also affected by the overall performance of the company.

Click here to learn everything you need to know on how to buy gold safely... and secure your financial future by putting your money into gold the right way!

By Elaine Bixler

More information?

How Can a Private Individual Buy Gold? Here you find the best secret

Gold has always been the most precious metal in the world. Although there have been other metals that are more expensive than gold like platinum, but the importance of gold has dwarfed their presence. The importance of gold is evident from the fact that the currency value of every country is determined through its gold reserves. Similarly, people buy gold as the safest form of investment. This immense value of gold is thus the fuel that runs the world economy.

Gold buying is nothing short of an art form. Although anyone can buy gold and millions do it on a daily basis, it is not a very easy process. You would say that anyone could go to a jeweler or gold market and buy gold, right? Yes, that is the simplest way of buying gold, but what about huge quantities of gold. A purchase of mere 10 grams of gold would not bring you to a profitable position. You will have to buy at least 100 grams to 200 grams to secure your investment for the future.

Private individuals regularly buy gold from the open market. They do so in a number of ways. As mentioned above, the easiest way is a purchase in the open market. However, this is not good in all situations.

The prices of gold change on a daily basis and gold dealers want to maximise their profits. If you buy a jewel set of gold and think that you have made a good investment, think again. The better option is to research a lot before buying gold. The biggest factor that can affect your decision is the current cost of gold in the global market.

The cost of gold depends on many things with the most important being the geo-political situation. During wars and tensions between countries, the prices of gold shoot up as people want to secure their assets. On the contrary, gold prices see a decline during peace times. Fluctuating gasoline prices also play an important role in the global prices of gold.

If you have made your mind to buy gold as a form of investment, do two things. First, try to survey the local rates of gold in your area. If they are affordable, then you can buy some as per your budget and future needs. Otherwise, it is recommendable to wait for some time until the prices come down.

That is necessary because buying gold at extremely high prices can have very severe consequences. People bought gold during the second Iraq war as they thought that it would last for many years. However, the prices of gold did not sustain the surge and came crashing down after a few months. Thousands of investors lost billions of pounds worth of gold during this episode.

There are of course risks in any investment and you have to be prepared for any losses. The best tip for gold investment is patience. If you can wait for a couple of years and have some extra money to spare, then gold is the best investment option.

Learn How to buy gold in the recession times.

Jack Wagon is a gold smith. You can know how to buy gold bar and save money.

By Jack Wogan

5 Most Popular Myths About Making Money Online

Make money online is a powerful attraction for many people. However, some are still skeptical about it while others have wrong beliefs. Either way, you are losing your chance to earn your millions just by working on your computer.

If you wonder why many people have become successful in online business, the reason is that they have enough knowledge about it. If you want to be like them, here are some make money online myths you should know to avoid misconceptions.

1. You Need to be an Expert

Some cynical individuals fail to venture into this line of business because they think that to make money online, you have to be an expert. The myth is the primary reason why many are still trapped in financial burden. Remember that the internet offers a wide source of information.

As long as you have the drive to learn, you can become an expert on the area of your interest. By focusing on your field, you can start to make money online. Actually, to earn more profit, you do not have to know everything. Just concentrate on your niche and riches will come flowing to your door.

2. You Need to Quit your Job

Some people fear even trying to join the internet community because of their fear that they will lose time for their job and eventually, it will require them to quit. However, contrary to this belief, you can make money online without having to quit your primary source of income.

You can make additional earnings by simply using your leisure time. Instead of wasting your time watching non-sense on TV or waiting for your spouse to come home, you can turn your free time into productive time by navigating the net to find ways to increase your income.

3. You Need a Huge Capital to Start a Business

Another setback for wannabe online millionaires is the myth that they need a huge capital to start a business on the internet. In land-based businesses, you have to hire employees, rent an office, and pay for the utilities. With the make money online, all you need is your internet connection and your computer, and your business starts to work. Your virtual office is open 24/7 without any employee manning it.

4. Only the Professionals in the Field can Make money

Anyone can join and create an online business. Whatever field you are in, you are welcome to start your venture. You do not have to be somebody to make money online. An ordinary employee and a boss can have the same status when it comes to businesses.

5. Internet Marketing is an Overnight Success

Some people fail in the venture because of the misconception that make money online will turn them from rags to riches overnight. Although it is true that you can earn huge amounts of money with the internet, the earnings come with time. You cannot achieve the financial abundance overnight. If somebody offers you with a quick way to make money online, be extra careful before jumping into the offer. Many fraudulent sites exist and they are waiting for their next victim to come.

Andre Conferido has been in the internet marketing business for over 5 years mainly doing “niche blogging”. Andre is also a writer at the make money online blog http://www.carlocab.com/

Read more on: http://zacjohnson.com/

3 Mistakes People Make About George Soros and Gold, by Mike Clemson

Knowing what direction to go and the way to get things done is always really important. Knowing the details of the best way to do it is also important. Nevertheless, that's only part of the picture; it's necessary, although not sufficient. You also have to really know what to avoid, what mistakes to avoid. The best way to accomplish that is to discover what mistakes others are making so that you can avoid making those very same mistakes.

For investing in gold like George Soros, that also applies. There are a number of people who succeed there. You'll want to be one of these as opposed to someone who makes mistakes and fails. Here then will be the three most important errors that individuals make after they start off with investing in gold like George Soros.

Number 1. Do not misinterpret what George Soros says about gold. The reason that this is very important is that most investors misconstrue his words. To avert this problem you want to break down his actual statements. For example, he said "Gold is the only actual bull market currently. It just made a new high yesterday. In the present circumstances that may continue, I called gold the ultimate bubble, which means it may go higher. But it's certainly not safe and it's not going to last forever."

Some interpreted that to mean that gold was a bubble about to burst but that is not what he said.

Second, analyze Soros' gold stock holdings and not his words. Soros currently holds $897,558,000 or 18% of his total $5,085,000,000 under management in gold. The gold ETF (GLD) is 71% of his gold exposure ($633 million) and his largest gold stock position is Novagold at $90 million.. This is usually a very important factor in that people vote with their wallets. If Soros was sounding the alarm bells about gold, why would his funds allocate 18% of their holdings to gold? What you ought to do then is only focus on his filings with the SEC. Forget about what the media claims.

And finally, understand that big investors like George Soros might try to talk down the market in order to buy more gold. If you wanted to buy gold at lower prices and you were the most famous investor on the planet you would not tell everyone that you expect the price to triple, would you? This trouble is experienced in instances where people don't understand that investing is a game of poker and sometimes investors are bluffing about their positions. The best way to stay away from this is to focus on the SEC filings instead of the media reports.

Study these ideas about investor mistakes about George Soros and gold stocks and carefully avoid them. As an alternative, you may do as instructed above for doing it properly. Much better results will then be your reward!

Discover methods to invest in gold like George Soros and other top hedge fund managers by going to my George Soros gold bubble website at http://fundmanagernews.com/soros-gold-bubble.

By Mike Clemson